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The city where no one has car insurance

car-insurance-detroit-vs-buffaloMichigan has one of the highest uninsured driver rates, with an estimated 19 percent of motorists going without insurance, according to the latest Insurance Research Council study. But estimates for the uninsured rate in Detroit are even higher.

In a commentary for the Coalition Protecting Auto No-Fault, Melvin Butch Hollowell, former Michigan insurance consumer advocate, put the number at 60 percent.

Good driver? $4,000 a year
While Michigan's car insurance rates are already high compared with other states, Detroit's are in another league.

To ensure smooth sailing, consider boat insurance

people in a boat with buffalo boat insurance Are you a boat owner? Do you have boat insurance?
If you don’t have the right insurance policy in place, you could find yourself in choppy waters, warns Royal & Sun Alliance (RSA), the largest marine insurer in Canada. If you think you’re adequately protected under your home insurance policy, think again.

That’s rarely the case, since a typical home insurance policy often only offers coverage of up to $10,000 for boats, RSA points out. Having proper marine insurance ensures that a boat owner is properly protected in the event that something goes wrong, the insurance company stresses. RSA notes that Canadians are among the most active boat owners in the world and yet it’s believed that only roughly 25 to 35% of those have proper marine insurance policies in place.

Fires should not cause home insurance premiums to rise

homeowners-insurance-fires Suspicious fires have razed houses around North Waco for months, creating concern in neighborhoods hardest hit. But those blazes will not necessarily cause a spike in homeowners’ insurance premiums, local agents and a spokesman for the Texas Department of Insurance said.

Insurance companies typically take a long-term approach to calculating losses when they set rates and apply them to individual homeowners.

Everything you need to know about rental car insurance

rental car insurance buffaloRenting a car? Buying the over-the-counter insurance that rental car companies sell could be the dumbest move you've made all day. That is, unless it’s the smartest.

The question is, are you covered? Too many travelers have no idea, and it's in that cone of uncertainty that the rental car companies are able to pounce and profit.
For Yourself, For Your Family, For Your Business.
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Contact Info

Clarence Insurance is conveniently located on Main St. between Transit Rd. and Harris Hill Rd. in Clarence. We welcome you to stop in or contact us anytime!

  • Tel: (716) 633-1773
  • Fax: (716) 633-1775
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  • 8330 Main St.
    Williamsville, NY 14221